Most of us probably overspend during the Holidays Season. Thanks to plastic money, we realize this at the end of the month when we receive our credit card statement.

So what do we do? We start paying the balance and we slow down with our spending habits for a couple of months. If possible, we try to increase our personal income. If not, we take more time and try to learn the lesson for next time.

This is quite easy to undertand when it comes to money. Not so easy to put in practice…

So like I said in the title: Don’t be afraid of your credit card statement!

Fear this instead… It is more dangerous in my opinion.

The way in which we manage our time is very similar to the way we manage our finances. And this is not good for many of us. Money slips through our fingers the way time flees from our lives. The difference, however, is that with time we can only make withdrawals, we cannot make deposits. Each one of us is given exactly 1440 minutes (24 hours) everyday.

At midnight tonight, these minutes are gone forever… and there is no way to create more minutes.

We can always make more money, we cannot make more time.

What will you do in 2011 to avoid wasting these precious minutes?

What will you do to protect your most valuable currency?

 

 

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